All Volunteering Solutions volunteer must have insurance.For volunteers convenience, Volunteering Solutions provides a comprehensive insurance policy for our volunteers.
Volunteering Solutions has partnered with Seven Corners Inc to provide volunteers with Travel and Medical Insurance coverage.Seven Corners is one of the most experienced international travel health insurance, trip insurance, and specialty benefit management companies in the industry.Seven Corners is a member of the U.S. Travel Insurance Association (USTIA) and is a certified General Services Administration (GSA) contract provider.
Covid-19 & Travel Insurance
Volunteering Solutions in partnership with Seven Corners Insurance is offering comprehensive travel and medical insurance that covers any expenses related to Covid-19 as well. These benefits include emergency medical and trip interruption coverage for you personally or a travel companion who contracts Covid-19 or goes under quarantine when traveling. In case you unexpectedly catch Covid-19 at home before you leave for your trip, you may also be eligible for trip cancellation coverage, which represents compensation for any pre-paid non-refundable travel expenses such as flights, hotels, and excursions. We are hopeful that this catastrophe will soon be a talk of the past, and we'll all be able to join hands to volunteer abroad, spreading happiness & make a difference.
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Insurance Plan Details
| Coverage Length | 5 days to 364 days | ||||||
| Coverage Area | Worldwide Excludingthe United States |
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| Medical Maximum Options |
Worldwide “Excluding” the United States as indicated on the attached rate
sheets:
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| Deductible Options (You pay) | $250 | ||||||
| Coinsurance Options (The plan pays) | 100% | ||||||
| Hospital Room & Board | URC Up to Plan Maximum | ||||||
| Inpatient Hospital Services | URC Up to Plan Maximum | ||||||
| Outpatient Hospital / Clinical Services | URC Up to Plan Maximum | ||||||
| Emergency Room Services | URC Up to Plan Maximum | ||||||
| Doctor's Office Visits | URC Up to Plan Maximum | ||||||
| Prescription Drugs | URC Up to Plan Maximum | ||||||
| Home Healthcare | $2,500 | ||||||
| Local Ambulance Benefit | $5,000 | ||||||
| Hospital Indemnity (outside the United States & Canada) | $10,000 (separate from the Medical Maximum) | ||||||
| Precertification – 25% penalty | $100 per day to a maximum of 30 days | ||||||
| Extension of Benefits to Home Country | $5,000 | ||||||
| Incidental Trips to Home Country | $5,000 | ||||||
| Waiver of Pre-existing Condition: U.S. Residents outside of the United States |
Age 0-69: $25,000 Age 70 & over: $5,000 |
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| Dental - Sudden Relief of Pain | $100 | ||||||
| Dental - Accident | $500 | ||||||
| Emergency Medical Evacuation & Repatriation | $250,000 (separate from the Medical Maximum) | ||||||
| Emergency Medical Reunion | Up to $200 per day / $25,000 maximum limit | ||||||
| Return of Child(ren) | $25,000 | ||||||
| Return of Mortal Remains | $25,000 | ||||||
| Local Burial or Cremation | $5,000 | ||||||
| Natural Disaster Evacuation | $25,000 | ||||||
| Natural Disaster Daily Benefit | $50 per day, 5-day limit | ||||||
| Political Evacuation & Repatriation | $10,000 | ||||||
| Felonious Assault | $5,000 (separate from the Medical Maximum) | ||||||
| Terrorism | $25,000 | ||||||
| 24/7 Travel Assistance Services | Included | ||||||
| Accidental Death and Dismemberment (AD&D) | Ages 19+: $10,000 Ages 0-18: $2,500 Aggregate Limit of $250,000 for Total Number of Insureds on Plan | ||||||
| Common Carrier Accidental Death and Dismemberment | Ages 19+: $20,000 Ages 0-18: $5,000 Aggregate Limit of $250,000 for Total Number of Insureds on Plan | ||||||
| Loss of Checked Luggage | Up to $50 per article $250 per occurrence maximum | ||||||
| Trip Interruption | $2,500 | ||||||
| Personal liability | $25,000 | ||||||
| Hazardous Activities (Optional) | Up to Plan Maximum | ||||||
| Benefit Period | 180 Days |